Journal content No10 (october) 2023 y.

Pricing of digital financial assets and formation of insurance reserves of insurance companies

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. Pricing of digital financial assets and formation of insurance reserves of insurance companies//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/economy/2023/10/11-18/

Annotation: Studies devoted to the pricing of digital financial assets and the formation of insurance reserves of insurance companies appear to be relevant and rapidly developing in the context of the global economy. The gradual transition to digital financial products and technologies creates new challenges and opportunities for economic research. This topic is considered at the economic level with the aim of in-depth analysis of the digital asset pricing process and its impact on the financial stability and risks of insurance companies. This research will focus on studying the mechanisms underlying the pricing of digital assets, including cryptocurrencies, digital securities and other financial instruments that are increasingly popular in today's world. Attention will also be focused on the analysis of strategies and methodologies for the formation of insurance reserves for insurance companies, especially those facing the risks of technology and digital assets. Research on this topic can contribute to the development of risk management and pricing strategies in the field of digital financial assets and insurance, which play an important role in the sustainable development of the global economy.

Lashmaker’s workplace. Materials and tools

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. Lashmaker’s workplace. Materials and tools//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/other/2023/10/10-17/

Annotation: For effective functioning of any direction of rendering services in the sphere of beauty, it is necessary to know exactly the consumer's needs for the perspective in all resources. Extensive experience of domestic and international specialists-lash makers and the market of eyelash extension services proves that the wrong organization of working space, the use of low-quality and cheap materials for the procedure, and many other factors, in order to save money can lead to negative consequences adversely affecting the body and health of customers. Creation of the Unified Academy of Eyelash Extension Services with compulsory certification of masters, defining evaluation criteria and assigning qualifications will contribute to further development of quality services and development of accredited specialists.

Measures to prevent abuse of procedural rights in civil judiciary

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and . Measures to prevent abuse of procedural rights in civil judiciary//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/jurisprudence/2023/10/09-16/

Annotation: The article analyzes the existing means of preventing the abuse of procedural rights in civil proceedings and makes suggestions for their effective implementation. Thus, the author, defining the concept of "abuse of procedural rights", points to a deficiency in the current legislation regarding the consolidation of this concept. Also, the opinions of various scientists on this matter are given. Analyzing judicial practice, the author proves that courts can determine various actions of process participants as an abuse of procedural rights, going beyond Article 44 of the Code of Criminal Procedure of Ukraine. It is indicated that in civil science there are quite skeptical attitudes towards the measures to prevent the abuse of procedural rights and their implementation established in the Civil Code, and this opinion is supported. Taking this into account, an opinion is expressed about the expediency of enshrining in the Civil Code of Ukraine a mechanism for bringing civil-legal responsibility specifically for non-compliance with the obligation to exercise one's civil procedural rights in good faith, determining which actions qualify as abuse and a clear mechanism for bringing this responsibility.

Теоретично-методологічні підходи до формування мотиваційної політики підприємства

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. Теоретично-методологічні підходи до формування мотиваційної політики підприємства//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/economy/2023/10/08-15/

Annotation: The article is aimed at elucidating the foundations and essence of theoretical and methodological approaches to the formation of the motivational policy of enterprises. During the research, the typology was characterized and the concept of "motivation" was characterized. The article also examines methods of formation of motivational policy and key aspects of foreign models.

Evaluation of theoretical principles of budgeting for the development of the organization’s budget policy

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and . Evaluation of theoretical principles of budgeting for the development of the organization’s budget policy//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/economy/2023/10/07-14/

Annotation: Ця стаття присвячена оцінці ключових аспектів бюджетування і їх впливу на формулювання бюджетної політики в організаціях. Дослідження розглядає різні аспекти бюджетування, включаючи фінансовий бюджет, виробничий бюджет, інвестиційний бюджет, та їх взаємозв'язок. Подаються приклади практичного впровадження бюджетування на реальних підприємствах та їх результати. Отримані результати дослідження можуть бути корисними для керівників організацій, фінансових аналітиків та інших фахівців, які відповідають за формулювання бюджетної політики. Дана робота сприяє кращому розумінню важливості бюджетування в управлінні організацією та може стати основою для подальших досліджень в цій області.

Домашнє насильство в кримінальному праві України: окремі аспекти

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. Домашнє насильство в кримінальному праві України: окремі аспекти//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/jurisprudence/2023/10/06-16/

Annotation: The article examines the problem of family violence in Ukraine, its historical context and attempts to regulate it at the legislative level. It is pointed out that Ukraine signed the Istanbul Convention of the Council of Europe in 2011, which concerns the prevention of violence against women and domestic violence. But the problem of ratification of this convention in Ukraine has not yet been resolved. The main arguments against ratification are related to the concepts of "gender" and "sexual orientation" in the text of the convention. The national legislation of Ukraine on domestic violence is analyzed, as well as its compliance with the provisions of the Istanbul Convention. In particular, the article examines the concept of "family violence" as defined in the Law of Ukraine, as well as administrative responsibility for committing family violence. The authors emphasize the need for further harmonization of national legislation with international standards in order to effectively deal with this problem. The criminalization of domestic violence in 2017 and the problems that arise in the practice of applying the new legislation are also considered. The example of a specific case demonstrates the system's flaw, when the victim cannot receive adequate protection and justice. In particular, systematicity is considered as a key aspect in defining domestic violence within the framework of criminal legislation. The final part of the abstract focuses on the need for further harmonization of national legislation with international standards to effectively combat the problem of domestic violence.

The influence of martial status and the application of the practice of the ECTHR in the implementation of the principles of observing reasonable deadlines

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. The influence of martial status and the application of the practice of the ECTHR in the implementation of the principles of observing reasonable deadlines//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/jurisprudence/2023/10/05-17/

Annotation: This article analyzes the criminal procedural legislation of Ukraine and the application of the practice of the European Court of Human Rights in the implementation of the principles of observing reasonable deadlines, as well as the impact of martial law introduced in Ukraine on the process of observing reasonable deadlines. Therefore, the implementation of criminal proceedings is based on the principles approved by the current criminal procedural legislation. An important component of which is the reasonableness of terms, which is enshrined in Art. 28 of the CCP of Ukraine. Reasonable terms are terms that are objectively necessary for the execution of procedural actions and the adoption of procedural decisions. They cannot exceed the deadlines for the execution of certain procedural actions or the adoption of certain procedural decisions provided for by the Criminal Procedure Code of Ukraine. The criteria for determining the reasonableness of the terms of criminal proceedings are: 1) the complexity of the criminal proceedings, which is determined taking into account the number of suspects, accused persons and criminal offenses in respect of which the proceedings are carried out, the scope and specifics of the procedural actions necessary for the implementation of the pre-trial investigation, etc.; 2) behavior of participants in criminal proceedings; 3) the manner in which investigators, prosecutors, and courts exercise their powers. It was established that in connection with the martial law, changes were introduced and made to the Code of Criminal Procedure of Ukraine regarding procedural terms, when the course of criminal proceedings provided for by the code does not correspond to the current state of affairs. It was also established that the Convention on the Protection of Human Rights and Fundamental Freedoms of November 4, 1950 (European Convention on Human Rights), which was ratified by Ukraine on July 17, 1997, as well as additional protocols to it (all of which were ratified by Ukraine), is subject to application in Ukraine as part of its national legislation in accordance with Article 9 of the Constitution of Ukraine. It has the highest legal force in relation to all acts of national legislation, with the exception of the Constitution of Ukraine. It is argued that there is an urgent need to determine the terms of the trial of criminal proceedings not as reasonable, but as procedural with specifically defined limits and reasons for their extension, to establish the procedure and grounds for holding judges accountable for delaying the trial, to introduce a procedure for compensation for damages stipulated in the consequence of delaying the process.

Peculiarities of pre-trial investigation of certain subjects during martial law

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. Peculiarities of pre-trial investigation of certain subjects during martial law//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/jurisprudence/2023/10/04-19/

Annotation: In this article, we have reviewed the main challenges after the martial law period and the changes made to the pre-trial investigation of certain subjects. We have studied and reviewed the effective implementation of the problem and the prospects for conducting pre-trial investigations of individual subjects during martial law. We have identified the main measures in the criminal procedure legislation to ensure the standards of effective pre-trial investigation. After all, in difficult times of war, Ukraine stands as a symbol of invincibility, as it upholds natural values and basic principles of human existence. Since the beginning of the full-scale invasion of enemy troops on February 24, the number of such criminal violations has increased, but the issue of establishing fair punishment for such actions and pre-trial investigation in general is still a question. Therefore, the need to study this topic is due to the fact that active hostilities and the lack of access to the territory where the crimes were committed for law enforcement agencies of Ukraine cause problems at the stage of pre-trial investigation. The article examines the significance and importance of ensuring a uniform standard of evidence collection in relevant proceedings at the pre-trial investigation stage. Objective: to investigate the peculiarities of pre-trial investigation of certain subjects during martial law. Analysis of scientific sources: certain issues of the standards of effective pre-trial investigation have been the subject of scientific research by such scholars as I.V. Hloviuk, O.V. Kaplina, V.V. Kasko, O.P. Kuchynska, O.V. Lazukova, L.M. Loboyko, T.I. Fulei and others.

Управління ліквідністю банку в сучасних умовах господарювання

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and . Управління ліквідністю банку в сучасних умовах господарювання//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/economy/2023/10/03-22/

Annotation: (Українська) В дослідженні викладено основні теоретичні підходи щодо розуміння термінів «ліквідність» і «платоспроможність» банку, визначено їх логічний взаємозв’язок. Обґрунтовано важливість забезпечення ліквідності банку для його функціонування, визначено його основні чинники, фактори та джерела формування. В результаті наведено основні стратегії управління ліквідністю банку та обґрунтовано їх вибір в залежності від загального стану внутрішнього середовища банку. Наведено основні переваги, недоліки на можливості застосування кожної з сформованих стратегій.

Розвиток інтернет-банкінгу в Україні: тенденції, фактори впливу

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and . Розвиток інтернет-банкінгу в Україні: тенденції, фактори впливу//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/economy/2023/10/02-22/

Annotation: (Українська) Інтернет-банкінг став важливою складовою банківської системи України і здатен впливати на зміни в способі, яким клієнти взаємодіють з фінансовими установами. Запуск інтернет-банкінгу в Україні відобразив глибокі зміни відносно до технологій та способів надання банківських послуг. Інтернет-послуги у банках України залишаються актуальними і сприяють поліпшенню доступності фінансових послуг для населення та підприємств. Банки продовжують інвестувати в технології та розвивати інтернет-банкінг для задоволення ростучих потреб клієнтів. Ця стаття присвячена аналізу розвитку інтернет-банкінгу в Україні та його впливу на банківську систему та споживачів фінансових послуг. Представлено аналіз розвитку інтернет-банкінгу в Україні, що відображає шлях, який цей сектор пройшов від початкового запуску на початку 1990-х р. до сучасного стану 2020-х р. У статті розглядаються основні тенденції в еволюції інтернет-банкінгу в Україні та фактори впливу на її розвиток. Проаналізовано діяльність найпопулярніших банків України які надають інтернет-послуги своїм користувачам. Розглянуто ключові фактори, які вплинули на розвиток або сприяли гальмуванню процесу інтеграції та впровадження інтернет послуг у банківській сфері України.

Court fees. Specifics of a person’s access to justice

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. Court fees. Specifics of a person’s access to justice//Science online: International Scientific e-zine - 2023. - №10. - https://nauka-online.com/en/publications/jurisprudence/2023/10/01-24/

Annotation: This article is devoted to the study of the issue of court fees and their impact on access to justice. It addresses the importance of access to justice as a fundamental right of every person and the problems that the system of court fees can create for people with limited financial means. The article examines the need to reform this system to ensure greater access to judicial protection. The author points out that the judicial system, although financed by public funds, which guarantees its independence and efficiency, can create financial barriers for citizens, especially for those who do not have sufficient financial resources. The court fee, which is mandatory when applying to the court, can lead to serious consequences, such as dismissal of a claim due to non-payment of the court fee. Therefore, the author points out the need for careful consideration and possible reform of the court fee system in order to ensure greater access to judicial protection for all citizens. The article also emphasizes the importance of balancing the interests of the state and plaintiffs in the collection of court fees, as well as the need to comply with the principle of "reasonableness" when setting the amount of this fee. The law provides for various measures that may facilitate access to court protection for persons with limited financial resources, such as exemption from payment, deferral, installment or reduction of the court fee. The author emphasizes the complexity of the procedure for exemption from court fees and determination of a reduced amount for persons with low incomes and notes that this process is aimed at ensuring fair access to justice for all citizens. An important factor is the correct presentation of evidence and justification by persons applying to the court and requesting exemption or reduction of court fees. The author suggests various possible approaches to solving the problem of court fees for low-income persons, such as abolishing or reducing court fees, expanding the right to exemption from payment, allowing payment in installments, taking into account the amount of court fees in accordance with income, and expanding access to free legal aid. The article emphasizes the importance of considering each option in the light of the specific circumstances of each situation in order to ensure that the judicial system is accessible and fair to all, regardless of their financial situation.

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