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Analysis of the activity of JSC “Megabank” in the modern market of payment cards of Ukraine

Author: Валерія Васильніченко and Вікторія Волохата

Bibliographic description of the article for the citation:

Валерія Васильніченко and Вікторія Волохата. Analysis of the activity of JSC “Megabank” in the modern market of payment cards of Ukraine//Science online: International Scientific e-zine - 2020. - №11. - https://nauka-online.com/en/publications/economy/2020/11/analiz-deyatelnosti-ao-megabank-na-sovremennom-rynke-platezhnyh-kart-ukrainy/

Annotation: The article considers the essence and role of bank payment cards as a modern means of payment. A study of the current state of the market of Ukrainian payment card. The dynamics of the number of payment cards and the types, volume and structure of settlements and payments through using of payment cards during 2015-2020. The analysis of operations and services of JSC "Megabank" in the banking market of payment cards with payment cards. The advantages and disadvantages of using payment cards for non-cash transactions has formed. The main threats of making payments with payment cards has considered. The main ways to improve the functioning and further development of the market of Ukrainian payment card have proposed. Measures to ensure the security of non-cash payments have formed. The main methods of minimizing the risks of payment card fraud have studied.

Keywords: card payments fraud non-cash transactions payment card payment card market безготівкові операції безналичные операции мошенничество платежная карточка платіжна картка расчеты карточками ринок платіжних карток розрахунки картками рынок платежных карточек шахрайство

Categories: Economy

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Analysis of modern practice of implementation of banking innovations on the example of JSC “Megabank”

Author: Софія Калєкіна and Вікторія Волохата

Bibliographic description of the article for the citation:

Софія Калєкіна and Вікторія Волохата. Analysis of modern practice of implementation of banking innovations on the example of JSC “Megabank”//Science online: International Scientific e-zine - 2020. - №11. - https://nauka-online.com/en/publications/economy/2020/11/analiz-sovremennoj-praktiki-vnedreniya-bankovskih-innovatsij-na-primere-ao-megabank/

Annotation: This article examines the specifics and essence of the concept of neobank as the latest financial institution of the generation of state-of-the-art IT, describes the main global trends in their development. A comparative description of the first mobile bank in Ukraine with international non-banks has also made. The activity of JSC "Megabank" in the banking market of Ukraine, the main indicators of the bank and the processes in the field of innovation have analyzed. The new innovative mobile bank on the platform and developed by JSC "Megabank" - todobank is considered and characterized. The main innovations introduced in the bank, including the signing of a memorandum with the Kharkiv City Council on cooperation to develop a single portal of Kharkiv, as well as the full migration of payment cards of JSC "Megabank" to its own processing solution to build its own processing center infrastructure of bank.

Keywords: banking innovations innovative activity mobile banking neobanks payment services банківські інновації банковские инновации инновационная деятельность інноваційна діяльність Інтернет-банкінг мобильный банк мобільний банк необанки платежные услуги платіжні послуги

Categories: Economy

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